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Bank insurance
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 The banks open a news bréche in the field of the insurances: the bank-insurance
The Banking Institute of Formation: trades of the bank
After Paris, Saint-Etienne and Marseilles, the IBF (Banking Institute of Formation) is from now on present at Nice and Living room-of-Provence.
The IBF makes it possible to integrate the banking die according to its level of studies by proposing an access as of the vat.
BTS Banks in Master, the IBF develops programs validated either by a diploma of State, or by a European diploma of the FEDE or an approved title of level bac+3 specialized in bank and finances the such CMB (Certificate of Banking Control) and the CSB (Banking Certificate of Specialization)
• The trades of the bank have future !
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With a turnover in progresion of 11% per 2004, the sector of the insurance posts good performances.
The increasing computerization of the distribution networks, new partnerships on a worldwide scale and the appearance of new competitors on the market impose a widening of the offer of the finance departments and, with this intention, are accompanied by recruitments the commercial ones and managers of contracts.
The statistics announced the recruiting of 2.500 frameworks in 2005!
In the sector of the bank and finance, the recruitment of 6.000 frameworks was planned for the year 2005.
Year 2004 proved extremely flourishing: all the activities of the banking environment progressed, in particular the management of credits and the bank of detail.
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 the trades which relates to them can touch the trade, the purse, the insurances, but also marketing, the management or the information systems.
Hitherto, the policies of recruiting in the sector of the bank finances insurance privileged the recruitment of experienced executives (more than 5 years of experience, average of 53% of the recruitings for 2004). More and more however, the companies of the bank finances insurance are turned, with an aim of rebalancing the population pyramid, towards the graduates or the executives with less than 5 years of experience.
Great banking organizations, like the Credit… or B. P., launched vast campaigns of recutement - spots TV, posting campaigns - with for heart of target: young people.
You do not méprennez however, the stations of commercial frameworks (marketing-commercial) account for 40% of the recruitings in the field of the insurances and 56% in the field of finance.
Trades requiring a great versatility
The professional requirements are very high in this sector. On the one hand, the employees must acquire multiple technical skills as regards right, of taxation and economy.
In addition, the direction of the communication, the team spirit and a linguistic solid luggage are not to neglect.
The graduates who will be engaged by the banking organizations in the years to come primarily will have to work in the networks of agencies. They will be assigned to functions of in charge of reception or in charge ones of customers - stations which thus put them in direct contact with the customer, that it acts of private individuals or professionals.
As for the professionals of finance, they must be experienced mathematicians, having a perfect command of subtleties of the economy and finance and having solids knowledge in English and data processing. One will find them with posts of operators of market (or traders), financial analysts, operators back and middle office or, for the elite, engineers financial (advisers in fusion-acquisitions)
The insurance proposes a large range of trades, accessible from the levels vat + 2 to vat + 5. A third of paid sector, that they work within a network or are independent intermediaries, exerts a commercial function. One can quote the advisers in insurances, the inspectors commercial or the brokers.
The management of the contracts concerns nearly 33.500 employees (just after the commercial function). It is a question of satisfying the customers in their offering services in conformity with their waitings, while defending the interests of the insurance company. The professionals of the design, as for them, work out new products, adapt existing contracts etc
Finally you can turn to the trades of experts, in art, car, industrial plants, or become specialist in the risk and anticipate the dangers inherent in such or such activity.
Not only the sector of the bank finances insurance recruits, but the pallet of trades suggested is broad !
• Which vat ?
This die is opened with all the graduates. Nevertheless, among admitted, appear a majority of graduates STG (accountancy and management or action and communication commercial) and ES, then L and S. the selection for this BTS is hard.
• Formation
Practical works are important and are generally undertaken by professionals. Weekly schedules of first year: French (3h), foreign living language (3h), general economy (2h), saving in company (2h), economy and organization of the insurance (1h), right general and right of the insurances (7h), technique of insurance (4h), work of insurance (3h), management tools (2h), communication and techniques commercial (2h), assistance with the professional life (1h). Optional lesson: second language (2h), insurances transport (2h)
• Outlets
As they are very few, the graduates form part rather quickly of the working life. They are employed in the business services of the insurances (cabinet of broking or arranges).
They have the possibility of continuing higher learning while passing the contest of the National school of insurances, or of continuing out of FAC of right, either in second year or, more rarely, in third year of licence
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Bank insurance
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